American Colony Insurance - Personal Umbrella Insurance

The Liability Insurance that you already carry may not be enough!

Umbrella Liability Policies are over and above one's underlying Homeowner Liability and Automobile Liability Insurance coverage.

Umbrella Liability Insurance starts where others stop. Once the Liability Insurance limits have been exhausted on your home or auto policy, your Umbrella policy takes over. It provides a second layer of protection of at least $1,000,000. Higher limits are, of course, available. Umbrella rates are very reasonably priced, considering the protection that is offered.

Your Home and Auto Liability Limits must meet a specified limit. The same applies if you own a boat, RV, personal watercraft, ATV, motorcycle or rental homes. Other conditions may also apply. Generally an Umbrella Carrier requires one to insure their home and auto before the insurance company will issue an Umbrella policy.

You may already qualify. Talk with us to see how an Umbrella Liability Policy can help protect you. You will be surprised about potential liability insurance gaps as well as how affordable Umbrella Protection can be.