American Colony Insurance - Home Owners Insurance

Policies are available for:

Owner occupied homes
Owner-occupied condominiums
Renters
Tenant - occupied dwelling fire

General Eligibility:

Well-maintained
Insured to value

Coverage Highlights:

Full replacement cost on contents available.
Liability coverage includes personal liability.

Optional Coverages:

Extended Dwelling Coverage provides up to 25-50% of additional coverage in the event of a catastrophic loss that exceeds the dwelling policy limits.

Policy holders who previously had Guaranteed Replacement will now have Extended Dwelling Coverage available.

Scheduled personal property endorsement: Available for various classes of personal property including jewelry, fine arts and computer and media coverage.

Earthquake Insurance:

We are able to write Earthquake only policies for your Home. Most Insurance Carriers have dropped earthquake coverage as an optional available coverage. We have a reliable market: Earthquake Coverage Only. 10%, 15% and 25% deductibles are available.